Insurance & Financing

Quality dental care should never feel out of reach. We accept most major plans, file your claims for you, and offer flexible financing — so you can say yes to a healthier smile on a budget that works for you.

We work with most major plans

INSURANCE

Constandelis Dental is a participating provider with many PPO plans, and we happily file claims on your behalf to help you maximize every benefit you’ve earned. Here are some of the plans we work with most often.

Delta Dental
Cigna
Aetna
MetLife
Guardian
Horizon BCBS
United Concordia
Principal
Ameritas
UnitedHealthcare
Humana
Empire BCBS

Flexible Payment Options

Care that fits your budget

Several ways to make treatment comfortable and predictable — no insurance required.

CareCredit

Flexible monthly payment plans with special financing options on dental care.

Apply Online →
Sunbit

Pay over time with a quick check that won’t affect your credit score.

Pre-Qualify →
Credit Cards

Visa, Mastercard, American Express, and Discover are all welcome.

Pay in Office
Smile Savings Plan

No insurance? Our in-house membership covers cleanings, exams, and member-only discounts.

See What’s Included ↓

No Insurance? No Problem.

The Smile Savings Plan

A simple yearly membership that covers your routine care and unlocks member-only savings — no deductibles, no claim forms, no waiting periods.

  • Two professional cleanings
  • Two comprehensive exams
  • All routine digital X-rays
  • One emergency exam
  • 15% off most other treatments

Starting At

$349

per adult, per year

Ask Us About the Plan

Sample pricing — we’ll tailor it to your family.

GOOD TO KNOW

Questions, answered

Do you accept my insurance?
We're in-network with many PPO plans and work with most out-of-network plans too. The easiest way to know for sure is to call us at (973) 684-1078 with your plan details — we'll verify your benefits before your visit, free of charge.
What if I don't have dental insurance?
No insurance? No problem. Our Smile Savings Plan is an in-house membership that covers your routine care and unlocks member-only discounts — no deductibles, no claim forms, no waiting periods. Ask us about it at your next visit.
Will you file my insurance claims for me?
Yes — we handle all insurance paperwork on your behalf. We'll submit your claims directly to your carrier and follow up as needed so you don't have to.
How does CareCredit work?
CareCredit is a healthcare credit card that lets you pay for treatment over time with special financing options. You can apply online in minutes, and if approved, use it the same day. Ask our team for details or apply at carecredit.com.

WE MAKE IT EASY

Let’s get you scheduled